BIA Website Terms of Use

These Website Terms of Use govern your use of the BIA website at www.brokerinstituteofaustralia.com.au (the "Website") and any free content, lead magnet, webinar, podcast, social media channel, blog or community page operated by Broker Institute of Australia ("BIA", "we", "us", "our").

These terms apply to you whether or not you are a paying Student. If you have purchased the Broker Institute of Australia Program, the BIA Service Agreement and the BIA Terms and Conditions also apply and prevail to the extent of any inconsistency.

Issuing entity: Flint Trademark Pty Ltd ACN 683 224 697 as trustee for the Broker Institute of Australia Trading Trust ABN 72 514 173 255.

By accessing or using the Website you agree to be bound by these terms. If you do not agree, you must not use the Website.

All content on the Website is general educational and informational content only. It is not financial product advice, credit advice, personal advice, legal advice or tax advice. The full disclaimer position is set out in the BIA Disclaimer, which forms part of these terms by reference.

Information is current as at the date of publication and may become out-of-date. We make no representation or warranty as to the accuracy, completeness or currency of any content.

You may access and view content on the Website for your own personal, non-commercial use. You may share short excerpts with attribution back to BIA. You must not:

1. copy, reproduce, republish, distribute, broadcast or commercially exploit content (except as expressly permitted);
2. use any robot, scraper or automated tool to access the Website or extract content;
3. use Website content as training data, fine-tuning data or evaluation material for any artificial intelligence or machine learning system;
4. frame the Website on any other website without our written permission;
5. interfere with or attempt to compromise the security or operation of the Website; or
6. use the Website in a way that breaches any law.

The Website and all content on it (including text, images, video, audio, branding and code) is owned by us or licensed to us. All rights are reserved. "Broker Institute of Australia" and "BIA" are unregistered or registered trade marks of Flint Trademark Pty Ltd ACN 683 224 697 as trustee for the Broker Institute of Australia Trading Trust ABN 72 514 173 255 and may not be used without permission.

If you submit any content to the Website (including blog comments, questions, reviews or community posts), you:

1. warrant that you own or have the right to submit it and that it does not infringe any third-party right or law;
2. grant us a perpetual, irrevocable, royalty-free, worldwide, sublicensable licence to host, store, reproduce, modify, publish, communicate to the public and use it for any purpose connected with our business; and
3. acknowledge that we may, but are not required to, moderate, edit or remove your submission at any time.

We do not endorse user-submitted content. To the maximum extent permitted by law we are not responsible for any user-submitted content.

The Website may contain links to third-party sites. We do not control those sites and are not responsible for their content, accuracy, terms or privacy practices. Links do not constitute endorsement.

If you wish to link to the Website you may do so on a fair and lawful basis. You must not present the link in a way that suggests any false affiliation, endorsement or sponsorship.

Your personal information is handled in accordance with the BIA Privacy Policy. The Website uses cookies and similar technologies as described in that policy.

If we offer a free download, webinar, masterclass, mini-course or other lead magnet, the same disclaimer position applies. We may use the contact information you provide for marketing communications in accordance with the BIA Privacy Policy. You can unsubscribe at any time.

We do not warrant that the Website will be available without interruption or free from defects. We may suspend, withdraw or change all or part of the Website at any time without notice. We may amend these terms at any time by publishing an updated version on the Website. Continued use after the change constitutes acceptance.

To the maximum extent permitted by law, we are not liable for any loss or damage of any kind suffered by you or any other person arising out of your use of, or reliance on, the Website. Where the ACL applies, our liability is limited as set out in the BIA Terms and Conditions.

Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy under the Australian Consumer Law that cannot be lawfully excluded, restricted or modified.

These terms are governed by the laws of New South Wales, Australia. Each party submits to the exclusive jurisdiction of the courts of New South Wales, Australia.

Broker Institute of Australia, Suite 5, Level 14, 3 Spring Street, Sydney NSW 2000

Email: info@brokerinstituteofaustralia.com.au

This document forms part of the binding legal agreement between you and Broker Institute of Australia. For questions, contact info@brokerinstituteofaustralia.com.au.